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Leigh Hiltion, Denton Estate Planning Lawyer
I think someone has taken our cat and replaced her with a clone

I think someone has taken our cat and replaced her with a clone, but the clone is not an exact replica. This cat is lot nicer. Many of you have heard me talk about how antisocial our cat is. If she didn't need us for food, she would not interact with us at all. During the last month she has decided that she wants to be a house cat. She is willing to let us pet her as much as we want, there used to be a 15 minute per day petting limit and when your time was up she started kicking your hand like a rabbit. This new cat wants to sit in our laps. She runs in the house any time the door is open.

We are all enjoying this much more affectionate cat; I am just curious why her personality changed so dramatically. Maybe she is maturing.

About Long-Term Care Insurance

The longer we live, the greater the chance is that we will need some type of long-term care, meaning that we will need to be taken care of due to a physical illness, a disability, or a mental impairment, such as Alzheimer's, dementia, or aphasia. Such care can be provided by family members, professional caregivers, an adult day care centers, assisted living facilities, nursing homes, or hospice. No one wants to need long-term care, but we should start to at least plan for how long-term care will be paid for, if we do indeed need it.

Long-term care can be incredibly expensive. In Texas, care costs on average $3,000 a month for assisted living and $190 a day for a private room in a nursing home. Your medical insurance policy does not cover long-term care, so you will have to look into other options for paying for long-term care.

To learn more about long-term care insurance, visit our blog.

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