Copy
You are receiving this newsletter because you opted in at our website: www.pomsinoz.com
Unsubscribe

logo

Having trouble viewing this email?
Click here to view the hosted version
Tuesday 01st May, Issue # 78

Welcome to the May 2018 Pomsinoz Newsletter

imageA warm welcome to everyone who's registered on the forum since our last newsletter. If you've only recently joined www.pominoz.com and haven't made a post yet, then why not stop by and say hello.
This month, we've got a bumper issue, with lots of visa news to cover.
All the Best, Robert - Admin

imageAssurance of Support Bombshell

Parent Visa Applicants Collateral Damage in Immigration Crackdown

As many will know, an Assurance of Support (“AoS”) is a requirement of all permanent parent visas:
  • Subclass 143, Contributory Parent
  • Subclass 864, Contributory Aged Parent
  • Subclass 103, Parent
  • Subclass 804, Aged Parent
An income test has to be satisfied by the person acting as Assurer – or persons, as up to 3 people can combine their income to provide a joint and several Assurance of Support.

In a surprising – and quite probably ill thought through – development the Federal Government published a Legislative Instrument immediately after Easter that has significantly increases the income to be verified by the Assurer, with immediate and retrospective effect.

The increase in the income requirements affects all who have not lodged the application for the AoS with Centrelink before the 1st of April, 2018.

Furthermore, the person who gives the AoS is now required to demonstrate a minimum income for the current financial year and (now) the two previous financial years.

These changes will therefore affect many applicants for parent visas where the AoS is required at the final stages of the application process.

For subclass 143 Contributory Parent visa applicants the AoS process takes place typically some 3+ years after the visa application was lodged with the Department of Home Affairs (formerly the Department of Immigration).

For Aged Parent (subclass 804) and Parent (subclass 103) visa applicants the AoS is now being requested for applications that were lodged some 9 years ago.

There is therefore a very real prospect that parents who have been living in Australia for close to a decade are now looking at having to depart Australia.

Clearly some of these parents will now be of very senior years.

We very much hope that common sense will prevail, and that the Federal Parliament will take steps to disallow the Instrument: procedures allow for a Disallowance Motion to be introduced in the House of Representatives or the Senate.

The Senate sits again on the 8th of May, 2018: many families are keeping an anxious watch on proceedings, and are lobbying local MPs and Senators in an effort to have the Instrument disallowed.

Best regards.

Alan Collett
alan.collett@gomatilda.com
Registered Migration Agent Number 0102534
Fellow of the Institute of Chartered Accountants in England and Wales
Member of the Institute of Chartered Accountants in Australia


Managing Director - Go Matilda (Australia) Pty Limited
W – www.gomatilda.com

Level 27, Rialto South Tower, 525 Collins Street, Melbourne, VIC 3000, Australia - T +61 (0)3 9935 2929
Postal address: PO Box 467, Belmont, VIC 3216, Australia

Also in the UK, at Suite 2, LG Floor, Latimer House, 5-7 Cumberland Place, Southampton, SO15 2BH
T +44 (0)23 81 66 11 55

Discuss parent visas on the forum

image

Partner News↓

The Down Under Centre

The Down Under Centre (also fondly known as ‘The DUC’) has achieved a great deal in its relatively short history. Established in 2013, it has consistently received 5* feedback from hundreds of families and individuals who have trusted the DUC to assist them throughout their migration journey to Australia and New Zealand.

The DUC is a unique concept, a walk-in centre, located in London, that assists clients with all their migration needs. A dynamic and supportive community is growing, through the DUC Club and regular webinars, seminars and social events. The clients of the DUC enjoy the opportunity to interact with fellow migrants and their families. An opportunity to share concerns and experiences, to advise and support one another …many times these connections are the start of sustained friendships.

imageWes Zandt is DUC’s Founder. With over 15 years’ experience in the trade/migration industry, Wes is regarded in the UK as a very reliable source of information on Skills Assessments and the various migration pathways available. Based on his own experiences, he understands the issues individuals face and has earned a reputation as the ‘go-to guy’ to get honest, straightforward advice and support throughout the Skills Assessment process.

From initial enquiry to settlement into their new life, the Down Under Centre team engage with their clients to give valuable support every step of the way. The team are experts in what they do, and will do their best to make every client feel at ease through their migration process.

Completion of a Skills Assessment for the purpose of migration (where migrant skills and UK qualifications are assessed against an Australian/NZ equivalent), forms a fundamental early stage in the migration process.

The DUC assist clients with the Skills Assessment process across many trades and professions. They can also can guide clients through the Electrical GAP Training, which can be started before your arrival in Australia!

Clients can choose to ‘go it alone’ or opt for the support of the Down Under Centre’s Skills Assessments’ Agency Service that helps clients navigate their way through the process.

There is a significant amount of documentary evidence that needs to be gathered and, where qualifications are lacking, evidence and ‘recognition of prior learning’ needs to be comprehensive and compliant. Much of the evidence that is gathered and required by the DUC can also be relevant to the subsequent visa application therefore this saves the clients’ time and money avoiding unnecessary duplication. It can be a little daunting but once started, with discipline, tenacity and support from the DUC Skills Team, the goal is to make the clients’ process as simple and relaxed as possible.

The DUC work directly with Trades Recognition Australia (TRA) approved Registered Training Organisations (RTO’s)

If you require a Skills Assessment or if you want more information on what documents are required, the practical assessment and technical interview, the Down Under Centre is the best option for you!

The Down Under Centre, with offices in London and Sydney, work directly with employers to attract job opportunities for the clients. As a DUC client, discounts are offered by a range of allied service partners.

Contact the Down Under Centre today!

UK office: info@downundercentre.com | 0203 376 1555
Australian office: info@downundercentre.com | 02 8294 8468
www.downundercentre.com

imageAustralia's best performing states and territories

Thinking of emigrating to Australia and not sure which state to head to? We bring you details of the latest 'state of the states' report at https://aumigforu.ms/2w3Cxai Details of which states are booming and which are doing it tough.'

SkillSelect 189 Invitations published for 21st March 2018

300 invitations were issued this round.
To be invited 189 visa applicants from MOST OCCUPATIONS (all eligible occupations not listed in the ProRata table below) required at least 70 points. (SC489 Independent required at least 80 points).
image

image

Discuss visas and migration on the forum

image

Infrastructure not keeping pace with international student migration

imageHousing investments, not flashy infrastructure projects, are needed if Australia is to successfully manage a migration program supercharged by international students, according to experts.

The call follows news last week that Australia has taken in 525,000 international students this year, a 12% increase compared to last year, itself a record.

Glen Searle, honorary associate professor in planning at Sydney University, said the Federal Government's response to immigration so far has been "totally inadequate" and it now has a "moral responsibility" to deliver investment required by Australia's immigration program.

In the case of international students, he argues that means more affordable housing.

"There's been quite a build-up of student accommodation, but it's nowhere near enough," he said.

"Universities, perhaps with some Federal Government funding, should be directing some of their fees into providing their own accommodation."

Australian Bureau of Statistics (ABS) data released this week revealed how the highest concentrations of Australia's newest migrants can be found around university campuses and the inner suburbs in Melbourne and Sydney.

Mayor of Monash Council, Paul Klisaris, said he didn't want international students to be made "scapegoats" for Australians' frustrations with congestion and the cost of living.

But he said there had been major impacts for his council area "as a result of this mass movement".

International students driving migration

Prime Minister Malcolm Turnbull said the rise in foreign students has been the biggest driving factor of immigration growth.

"There are around 200,000 more foreign students in Australia today than there were a few years ago," he said earlier this month.

"That is the single biggest driving factor (of immigration growth).

imageWhat's HOT on the forum right now?

The current hot 5 topics on the forum are:
  1. Parent Visas
  2. SkillSelect ENS 186 Timeline
  3. Should we or shouldn't we ..move to Australia
  4. Timeline (309-Spouse visa) applied in May
  5. 187 Visa Processing Time
Click on the links above to participate and have your say

imagePersonal Insurance – what does it all mean?

Personal insurance cover is designed to make sure that you and your family are able to maintain a reasonable standard of living in the event that you are unable to work due to illness or injury, or in the event of your death. While insurance plans will vary, typically they will include any or a combination of death benefits, cover for total and permanent disability, plus options for income protection, salary continuance, and in some cases trauma or critical illness. Whether you have personal insurance cover in place or you are considering your options, always ensure that you understand the terms and conditions of your policy. There are many options available and inclusions can vary from policy to policy, this is why advice is vitally important. Also being aware of these common terms may help.

Life Insurance/Death Benefit Cover
This refers to the amount of money payable to the policy holder in the event of the death of the insured person.

Total and Permanent Disability Insurance
Often called TPD cover, Total and Permanent Disability insurance refers to a lump sum payment that is provided where a person becomes totally and permanently disabled. Some policies provide a payment if you can’t work in any occupation and others provide a payment if you can’t work in your usual occupation due to the disability. TPD insurance is intended to help meet the costs of medical treatment, rehabilitation, debt repayments and the future cost of living incurred. Note that the definitions of TPD vary between insurance providers and policy types.

Income Protection/ Salary Continuance Insurance
These are forms of insurance that provide financial support where you cannot work due to illness or injury, generally via an income stream paid to you over a defined period of time. There is normally a waiting period and a benefit payment period.

Trauma/Critical Illness Insurance
Trauma and critical illness insurance provide a lump sum payment if a person is diagnosed with a condition or is required to undergo a medical procedure that is listed on the policy. This provides a safety net to cover medical expenses, rehabilitation and debts while you recover. This might include specific cancers, a heart attack or stroke.

Premium
The premium is the cost of insurance cover. This may be paid as a lump sum or by instalments.

Indexation
Indexation provides an automatic increase in your level of cover each year to keep up with inflation.

Stepped versus Level
You can have the choice of stepped versus level premiums. If they are stepped premiums, you will find your premiums will increase over time.

Loadings and Exclusions
In some cases an insurer will apply loadings or exclusions to a policy. A loading is an increase in the premium due to a pre-existing condition like a medical condition, or where there is a higher probability of a claim, for example, if you are a smoker. An exclusion is something that is excluded from cover under a policy, often due to its hazardous nature for example, a dangerous job or an extreme sport. You would not be able to make a claim for illness, injury or death resulting from an excluded activity.

Waiting Period
This refers to the number of days that need to pass before the insurer will commence payment under an income protection claim. The waiting period may vary from one policy to the next and in some cases you can nominate for a longer waiting period in exchange for lower premiums on your policy.

Underwriting
The process of underwriting enables the insurer to assess the risk of a client and to determine the level and terms of any cover provided to them. Underwriting generally involves completing a detailed questionnaire, providing medical evidence and in some cases a medical examination. It is important to provide all of the relevant information. If you withhold information, this may have a negative outcome should you wish to eventually claim on your policy.

Certificate
This is a document issued by an insurer when you purchase an insurance policy. It is used to verify its existence and for your record-keeping. The certificate includes the policy identification details, effective dates for the policy, type of insurance cover, and the amount of cover.

Our circumstances are constantly changing. If you would like to know more then, you can either, read our insurance module, watch some of the videos below or contact us.
Insurance in Superannuation
Income Protection
Life Insurance
Trauma Insurance

Vista Financial Services - www.vistafs.com.au

Government pilots scheme to attract high-tech skills and talent

The Australian government will create a new visa to compete with other countries for “high-tech skills and talent”, with companies allowed to sponsor migrants for jobs paid more than $180,000.

There will also be a new visa for start-up companies seeking talent in STEM fields like biomedicine and agricultural technology.

Both visas will require the migrant to have three years of relevant experience, while the sponsor companies will need to demonstrate they tried to hire Australians first.

“The Government recognises there is fierce competition globally for high-tech skills and talent, and that attracting these people helps to transfer skills to Australian workers and grow Australian-based businesses,” a Turnbull government media release reads.

There will not be a cap on the overall number of visas, but individual companies will have a limit on how many migrants they can employ.

Businesses will be able to take up to 20 skilled migrants under the new stream per year, while start-ups will be able to take up to five.

The visas for jobs paid more than $180,000 will only be available to businesses with a turnover of more than $4 million. The start-up visas will be available to any that is authorised by an industry body, yet to be chosen by the government.

The migrants will have the option of a "transitional pathway" to permanent residence after three years in the country.

The details of the scheme will be ironed out over the next few months before a 12-month pilot begins on July 1.

Discuss visas and migration on the forum

imageFurnished Rental Accommodation in Adelaide

THE VALES COTTAGE - YOUR HOME AMONG THE VINES

This stunning, newly renovated 2 bedroom cottage with newly fitted kitchen, bathroom and large new, half covered deck with sunscreen mesh cafe blinds, offers all the comforts of home. Fully furnished/equipped, this home is within easy walking distance to restaurants, cafes, wineries, shops and transport. Just a 5 minute stroll down the road you will find the popular Salopian Inn and opposite the Leconfield Winery - hosts to the Day on the Green.

Places of Interest outside McLaren Vales: Colonnades Shopping Centre (15 mins), Flinders Medical Centre (25 mins), Marion Shopping Centre (25 mins), Glenelg (35 mins), Adelaide CBD (40 mins) and Port Willunga, Silver Sands and Aldinga Beaches are all within 10 - 15 minutes by car.

There is so much to do and see in and around the area - please visit the websites below to learn more

http://www.southaustralia.com/Adelaide/Activities

https://mclarenvale.info

Weekly rates $650 - minimum stay 2 weeks

Long term lease available - enquire about rates

Enquiries Contact: thevalescottage@gmail.com

Great exchange rates with moneycorp

Are you transferring money to or from Australia? If so then get great exchange rates with moneycorp – plus, as a special offer for Poms in Oz forum members, there will be no transfer fee charges. High street banks can typically charge £10-£40 in transfer fees when making an international payment.

See the table below for an illustration on the potential savings you could make by using moneycorp.

image

*based on an exchange rate comparison taken on 1st January 2018 between Lloyds, HSBC, Natwest and moneycorp. Please note that there are additional costs with the service, the high-street banks typically charge £10-£40.

Get started with moneycorp and start saving money: www.moneycorp.com/uk/campaigns/partners/pio/

Moneycorp is a reference to TTT Moneycorp Pty Limited which is registered in Australia (business number 116612858). Its principal place of business is Level 15 Exchange Tower, 2 The Esplanade, Perth WA 6000, Australia. TTT Moneycorp Pty Limited is authorised to deal in foreign exchange contracts and buy/sell quotes to retail and wholesale clients as an Authorised Representative (reference number 445555) of Rochford Capital Pty Limited (AFSL License No. 361276).

Other News

..and finally

we continue our light-hearted / irreverent look at the differences between the UK and Australia. This month - learning to dive.

image

image

www.pomsinoz.com | admin@pomsinoz.com
 
Twitter Facebook Linkedin
You are receiving this newsletter because you opted in at our website. https://www.pomsinoz.com/
Unsubscribe <<Email Address>> from this newsletter
Copyright © 2018 Australia Migration Forums