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In this issue:

6 Reasons to Partner with Bell
With a seasoned team dedicated solely to correspondent banking, Bell Bank works as your partner – not your competitor.

Bell started our correspondent division more than 20 years ago, and we are committed to correspondent banking for the long run. Here are 6 ways you could benefit from a correspondent partnership with Bell.

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Bankers Share Thoughts on Pandemic
There’s no doubt COVID-19 has impacted all of us. To find out what changes the pandemic has caused at banks around the region, we asked some of our correspondent banking partners what business looks like in their banks now compared to before the pandemic. 

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November Economic Outlook
Written in the days leading up to the election, in this month’s Economic Outlook, Greg Sweeney, Bell’s chief investment officer, shares his insights on potential market impacts and the elevated stock market valuation.

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Fourth-Quarter Considerations
As your business partner, we work to enhance your bank’s competitiveness, growth, profitability and ability to serve your commercial customers.

Read on to find out what to keep in mind as 2020 draws to a close. 

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You Can Still Win a Bell Bank Golf Cart
We were more limited in where we could try to give away a Bell Bank golf cart this year, and sadly, no one sank an ace at any of those events. But we’re not giving up! We will have a new golf cart to give away in 2021. Contact your correspondent banker to find out where you can have a chance to win the Bell Bank golf cart next year.
 

Quarterly Financial Report
As we continue to navigate this crazy year, at Bell Bank, we have many things to be thankful for. The bank continues to set records for profitability – thanks in large part to our residential real estate – with Bell Bank Mortgage continuing to set records month after month. Record earnings have allowed Bell to substantially prepare for the COVID-19 pandemic unknowns that we all continue to assess. Through September 30, 2020, total loans are up more than $1.3 billion, which includes $586 million in Paycheck Protection Program (PPP) loans. Deposits over the same period are up more than $1.3 billion with $317 million associated with PPP funding. 

Bell Bank
September 2020
Capital Ratios
Common Equity Tier 1 Capital
12.51%
Total Risk-Based Capital
13.77%
Leverage
10.11%
Key Call Report Information
Total Assets
$8,224,807,000
Total Liabilities
$7,367,544,000
Total Capital
$857,263,000
Total Loans
$7,577,982,000
Total Correspondent Loans
$882,773,000
Total Loss Reserve
$137,851,000
Net Income
$69,548,000
Call us for flexible underwriting, competitive rates and fast decisions.

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Bell Bank
3100 13th Ave S
Fargo, ND 58103
701.298.1550
800.450.8949