Correspondent Banker Comes Out of Retirement to Join Bell
Working in banking for more than 44 years, Mike Pate certainly earned his retirement. But it was short-lived. After only 4 months, he came out of retirement in May to work as a senior vice president/correspondent banking business development officer for Bell.

Read on to learn why Mike says it was worth coming out of retirement to join Bell.

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Addition of Longtime Correspondent Banker Means Expansion Opportunity for Bell
Craig McCandless has worked in correspondent banking for most of his adult life, and it’s the relationships he’s developed with community bankers that have kept him in the field.

With the addition of Craig to our correspondent team, Bell Bank will be expanding our correspondent reach into Montana, Wyoming and Idaho.

Read on to find out more about Craig’s career and Bell’s expansion.

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August Economic Outlook
In this month’s Economic Outlook, Greg Sweeney, Bell’s chief investment officer, shares his insights on interest rates, inflation and economic growth in the U.S.

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Tough Times in Ag Mean Tighter Belts for Some, Exit Strategies for Others
Following 5-6 years of consecutive cash flow shortfalls for many producers, ag lending standards are tightening across the Midwest.

That means more banks are doing more on-farm inspections verifying assets and collateral, Lynn Paulson, Bell Bank’s director of agribusiness development, told hundreds of producers, ag lenders and others in agribusiness who attended Bell’s recent ag symposium with Dr. David Kohl, one of the nation’s leading authorities on ag economics.

Find out what else these experts had to say about commodity prices, land values and starting out in agriculture today.

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Quarterly Financial Report
Bell Bank has had a great first half of 2019 with total loan growth of more than $600 million through June 30. Bell also saw deposit growth of just under $570 million for the same period.

Net interest margin continues to hover right around 4% for the year. Net income for the first half of the year was just over $33 million.

Bell Bank
June 2019
Capital Ratios
Common Equity Tier 1 Capital
Total Risk-Based Capital
Key Call Report Information
Total Assets
Total Liabilities
Total Capital
Total Loans
Total Correspondent Loans
Total Loss Reserve
Net Income
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Bell Bank
3100 13th Ave S
Fargo, ND 58103