Gene Uher Retiring After 50-Plus Years in Banking
It’s hard for Gene Uher to imagine waking up in the morning with no one calling or emailing him and nowhere he has to be. But after 51 years in banking, working past when he could have retired because of his love for his job, Gene has decided, “It’s time to stop and smell the roses.”

Read on to learn about Gene’s banking career and how he is transitioning into retirement.

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Former Competitor Joins Bell’s Correspondent Team
After 11 years of competing against Bell Bank for correspondent banking deals, Todd Holzwarth decided it was time to make a career change. As Bell’s newest correspondent banker, Todd works with bank leadership teams on participation loans, bank stock financing or whatever they might need in a correspondent banking partner.

Read on to find out more about Todd’s career and what he likes most about correspondent banking.

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May Economic Outlook
In this month’s Economic Outlook, Greg Sweeney, Bell’s chief investment officer, shares his insights on interest rates, inflation and economic growth in the U.S.

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Are You Prepared for One of the Most Critical Periods in Agriculture?
If you have customers working in agriculture, we have 4 opportunities. for you to hear from leading ag economics and ag finance experts.

Author and speaker Dr. David Kohl will draw on his decades of experience as an educator and business person to share his knowledge of global economic trends and the state of the U.S. economy. Find out how trade issues will impact your borrowers’ short- and long-term profitability. And learn the latest tools and techniques being used in ag lending to navigate the economic whitewater.

Working directly and indirectly with scores of farm and ranch operations in several Midwest states has given Lynn Paulson, Bell’s director of agribusiness development, a unique perspective on the current state of the economic environment in agriculture. He’ll share his insights with you and tell you about the subtle and not-so-subtle changes that are presenting both threats and opportunities in today’s ag environment.

Bell’s free ag symposium will be held in Fergus Falls, Minn., on Monday, July 8, at 7:30 a.m.; in Moorhead, Minn., on Monday, July 8, at 12:30 p.m.; in Sioux Falls, S.D., on Tuesday, July 9 at 8 a.m.; and in Wisconsin Dells, Wis., on Wednesday, July 10 at 8 a.m.

Complimentary meals are provided at each of the events. Feel free to bring your bank board members and ag customers! Contact your correspondent banker to register.

Quarterly Financial Report
In the first quarter of this year, Bell Bank had another solid quarter. With total loan growth of $211 million, Bell hit a milestone of $6 billion in total assets. Additionally, the bank had just over $700 million in deposit growth during the same period. Net income for the first quarter was solid at just under $15 million.

Bell Bank
March 2019
Capital Ratios
Common Equity Tier 1 Capital
10.13%
Total Risk-Based Capital
11.19%
Leverage
9.45%
Key Call Report Information
Total Assets
$6,005,816,000
Total Liabilities
$5,466,105,000
Total Capital
$539,711,000
Total Loans
$5,344,184,000
Total Correspondent Loans
$772,122,000
Total Loss Reserve
$55,554,000
Net Income
$14,262,000
Call us for flexible underwriting, competitive rates and fast decisions.

Tom Ishaug
Fargo
701.866.4676
tishaug@bellbanks.com

Jeff Restad
Alexandria
320.759.8401
jrestad@bellbanks.com

Tracy Peterson
Phoenix
480.259.8280
tpeterson@bellbanks.com

Gene Uher
Sioux Falls
605.201.1864
guher@bellbanks.com

Mary Voss
Des Moines
515.577.0070
mvoss@BellBanks.com

Denise Bunbury
Madison, Wis.
608.234.1438
dbunbury@BellBanks.com

Perry Rassler
Minneapolis
952.905.5054
prassler@bellbanks.com

Todd Holzwarth
South Dakota
605.321.9197
tholzwarth@bellbanks.com

Internet and Email Security
Bell Bank will never ask via email for private information such as your Social Security number, PIN, account number, or password. To learn more about your personal security, please visit our online security information located at
https://www.bellbanks.com/security/.

Bell Bank is a Member FDIC. 
Member FDIC

Bell Bank
3100 13th Ave S
Fargo, ND 58103
701.298.1550
800.450.8949