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Brandywine Capital Associates
About Brandywine
Capital Associates

We bring capital and equipment together  - quickly, easily, and competitively - to help you build a great business.

Apply in minutes, be approved in hours, and have the funds available in days. We cut the red tape, paperwork, and delays.

Best of all, we provide down-the-street service - fast response, in-person meetings, and a consistent team of real professionals to work with you each time you call.

Our Office

Brandywine Capital Associates - HQ
113 E. Evans Street
West Chester, PA 19380
Toll Free Phone:
(888) 344-2920
David Salome x26| email

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PayNet:  Small Business Lending Signals Muted Growth


ELFA - monitor daily- 3/31/14:  The latest data release of the Thomson Reuters/PayNet Small Business Lending Index (SBLI) shows small business investment activity growing at a slower pace.  The SBLI registered 110.5 in February, a 5% increase over the same month last year.  The Index decreased 5% compared to January, which was revised slightly from 117.2 to 116.5.  This most recent release translates into moderate growth for the economy over the next two to five months. 
"Although the data indicates growth, this rate is slower than the previous report and it indicates that small businesses have lowered their outlook for future investment in business expansion.  This report means some increased demand for goods and services are occurring, but with some investment towards maintenance and restocking of worn out assets, less is driven by organic growth,": states William Phelan, president of PayNet.
The financial conditions remain quite favorable for small businesses and the overall economy.  The Thomson Reuters/PayNet Small Business Delinquency Index (SBDI) which measures loans more than 30 but less than 91 days due increased 1 basis point to 1.19% in February 2014 compared to January, which was revised from 1.16% to 1.18% for loans 31-90 days past due.  As compared to one year ago, delinquency is still down from 1.27% in February, 2013.
"The good news is that small businesses are not taking extra financial risks.  Credit quality continues at all-time highs which means financial capacity exists to take one more lending when soft order books turn to hard demand," Phelan added. 



Rates are at historical lows - credit standards have returned to more realistic levels and Brandywine Capital remains committed to helping your company obtain the capital you need to continue to grow your business. We pledge to continue to work in an ethical, efficient and proactive way to provide your financing.

The future is here today.



How does Brandywine
Capital do business?
Plain English. Our documents are clear and understandable.
No hidden fees or surprises. We charge only one fee – to prepare all the proper documents for your transaction – before your transaction takes place.
No automatic renewals. Unlike others, our agreements do not automatically renew without your knowledge.
No end of lease surprises. Any payments due at the end of your lease – such as a buy-out amount – are discussed with you and clearly stated in your documents.
Consistent billing.  Your payment due date is always the same every month.
Three simple steps with Brandywine
Apply in minutes – with our one page application available online
Approval in hours – not days or weeks
Funds available in days – no long delays


Member, Equipment Leasing and Finance Association, and Eastern Association of Equipment Lessors

Customers and Vendors needing information on Equipment Financing

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