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Pay Purple

Earn travel & merchandise rewards while giving back to WSU every time you pay with the Wildcat Card.
The first 100 approved applicants will be entered to win one of three Garmin S6 GPS Golf Watches!

What's the Best Mortgage for You?

Home is where the heart is, but choosing the right mortgage option might cause some heart ache. WSCU is here to ease that pain. We have mortgage experts that can recommend the best option based on your personal situation and preferences. Click the button below for a quick break down of the various mortgage options you can choose from at WSCU.

If you are ready to purchase your next home, or if you are looking to remodel your current home, let our mortgage experts help you choose the best option for you. Call us today at 801-399-9728.

Get Connected for a Chance to Win!

Staying in touch with your money is easy with e-Track. Learn more about your spending habits and set up smart spending targets to gain confidence and reach your financial goals. Spend smart and save money whether you're at the grocery store or on the sidelines of the soccer field. It's that simple. 

You want a healthy relationship with your finances. We can help.

Add a Spending Target to your Budget in e-Track and be entered to win $500, $250, or one of three $100 prizes! Entering is easy. Log in to e-Track and add at least one Spending Target to your Budget before November 30, 2016, and you’ll be automatically entered into the drawing to win one of five cash prizes.

How to Add a Spending Target & Stay Connected

e-Track makes it simple to stay connected, control your spending and maintain your finances responsibly. To navigate to e-Track, log in to e-Branch, click on Services on the left, then click e-Track.

Step 1: Select "Add A New Spending Target" on the budget dashboard

Step 2: Indicate the tags or categories you would like to track (i.e. "Dining Out" "Fast Food" "Restaurant" "Coffee" "Lunch")

Step 3: Name the Spending Target (i.e. "Dining Out")

Step 4: Set your monthly limit. e-Track will average the applied tags so you can set your budget according to your desired monthly spend and current average

Step 5: Click the "Add Spending Target" button to complete the process of adding a new budget.

NOTE: Budgets will automatically reflect recent purchases based on the selected tags and will let you know when you're spending too heavily.

10 Tips for Safe Online Shopping

Online shopping is big business these days, with more and more people across the world turning to the internet to shop. Unfortunately, this has caught the attention of cybercriminals who are keen to exploit individuals benefiting from the convenience, affordability and choice that makes the internet such a compelling place to shop.

With the holiday season about to get underway, we have put together ten tips on how to stay safe and secure when shopping online.

1. Use Familiar Websites - Start at a trusted site rather than shopping with a search engine. Search results can be rigged to lead you astray, especially when you drift past the first few pages of links. Beware of misspellings or sites using a different top-level domain, such as .net instead of .com.

2. Look for the Lock - Never buy anything online using your credit card from a site that doesn't have SSL (secure sockets layer) encryption installed. You'll know if the site has SSL because the URL for the site will start with HTTPS:// (instead of just HTTP://). 

3. Value & Protect Your Personal Information - When making a purchase online, be alert to the kinds of information being collected to complete the transaction. Make sure you think it is necessary for the vendor to request that information. And never give anyone your credit card over email. 

4 - Use Safe Payment Options - Credit cards are generally the safest option because they allow buyers to seek a credit from the issuer if the product isn’t delivered or isn’t what was ordered.

5 - Get Savvy about Wi-Fi Hotspots - Limit the type of business you conduct over open public Wi-Fi connections, including logging on to key accounts, such as email and banking. Adjust the security settings on your device to limit who can access your phone.

6 - Unique Account, Unique Strong Password - Having separate passwords for every account helps to thwart cybercriminals. At a minimum, separate your work and personal accounts and make sure that your critical accounts have the strongest passwords.

7 - Get Two Steps Ahead - Turn on two-step authentication – also known as two-step verification or multi-factor authentication – on accounts where available. Two-factor authentication can use anything from a text message to your phone to a token to a biometric like your fingerprint to provide enhanced account security.

8 - Keep Your Machines Clean - Keep all web-connected devices – including PCs, smartphones and tablets – free from malware and infections by running only the most current versions of software and apps.

9 - Know What's Too Good to be True - There are plenty of scams looking to hook you in with tempting offers. In some cases, the perpetrators are looking to simply infect your device. The more reliable the brand and the more secure the URL, the more likely it is that it’s authentic. If not, then walk away.

10 - Check Transactions - Go online regularly during the holiday season and look at transactions for your credit card, debit card, and checking accounts to see if there is any fraudulent activity. 

If you're not already signed up for e-Statements, do so. These are securely delivered to your online banking account, not your mailbox where they can easily be stolen. Remember to shred any paper correspondence that contains sensitive information.

If you do see fraudulent activity on any of your accounts, contact all financial institutions and report possible account compromise. Request for Account Password/Passphrase to be set up for all account activities.

While you are shopping this holiday season, know that Weber State Credit Union is dedicated to safety. We currently use every precaution available to protect your accounts and information. Don't hesitate to turn to us for help if you do experience any breach of information safety.

Commitment to Community

Pink Fridays 

Each Friday in October is Pink Friday. We want all of our employees and members to wear pink in support of Breast Cancer Awareness. If you come into any of our branches wearing pink, you will be entered into a weekly prize drawing. We will also make a donation to breast cancer research in your name.

Community Food Drive

WSCU will be holding a food drive to collect canned or non-perishable items to be donated to the Rescue Mission of Ogden.

Donations will be accepted at any branch beginning November 1st until December 8th. There will be large bins in which to place the items.

Come and help those who are less fortunate have enough to eat this holiday season.

Warm the Soles

Our Warm the Soles program provides shoes for kids in need. This program is paid for by the fees collected from our Winter Skip-a-Payment, along with member and community donations.

If you would like to participate in our Winter Skip-a-Payment, click the button below to fill out the form and mail or deliver it to WSCU by December 31, 2016.  A fee of $35 applies for each loan payment skipped.

Winter is Coming... Are You Ready?

CU Road Pal was created exclusively for credit union members and offers a wide range of roadside assistance services at significant savings as compared to competing roadside assistance plans.

For less than $1 per week*, members can have the safety and security of 24/7 protection while on the road.  And, you are covered in any vehicle - whether you are the driver or the passenger. Plans include: 

    • 25 mile, 50 mile and 100 mile towing options

    • Emergency towing

    • Emergency fuel delivery service

    • Emergency flat tire assistance

    • Emergency lock-out assistance

    • Battery service and more!

CU Road Pal is just one of many member discounts available with the Love My Credit Union Rewards program.  Members have saved nearly $2 billion with exclusive offers from these great partners:

Get a $100 reward card** when you join Sprint.  Plus, receive a 10% discount (15% discount for business members) on select regularly priced Sprint monthly data service.

Save up to $15 on TurboTax federal tax products, America’s #1 online tax preparation service.

Get a $100 Love My Credit Union Rewards gift card and a free smoke communicator (that is wired to your ADT home security system) when purchasing NEW ADT home security. 

Earn cash back for every purchase from the Love to Shop online mall.  Shop at more than 1,500 online retailers including Target, Best Buy, Lowes, Macy’s, Footlocker and more!

Members could save up to $519.52 on car insurance with TruStage***.  Exclusively for credit union members.


 

*Based on individual roadside assistance plan.

**Requires new account activation on non-discounted device.  Valid through December 31, 2016.

***Average annual savings based on a countrywide survey of new customers from 1/27/2014 to 1/16/2015 who reported their prior insurer’s premiums when they switched to Liberty Mutual’s group auto and home program. Savings do not apply in MA.

Holidays & Closures

WSCU will be closed on the following days:
Columbus Day - October 10
Veteran's Day - November 11
Thanksgiving - November 24
Christmas Day (observed) - December 26
New Year's Day (observed) - January 2
Copyright © 2016 Weber State Credit Union, All rights reserved.


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