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Keeping intouch - news from the UK's leading legal indemnity experts

Contaminated land has long been a concern for home buyers. Recognising the significance of the problem, the Law Society has recently issued a practice note on the subject, offering its views on the extent that conveyancers should go to in order to protect their clients.

Their guidance states that in all purchases, unless instructed otherwise, a CON29 search should be undertaken in order to reveal whether land has been designated by the local authority as contaminated. While a negative reply may suggest there is no contamination, in reality it could also very easily mean that that no conclusion has been reached about the site or that it hasn’t yet been inspected.

The Law Society makes a number of suggestions if contamination is a potential issue, including one that suggests you should "consider and advise your client on the appropriateness of obtaining an environmental insurance policy". Naturally, you won’t be surprised to learn that we have just such a policy. Although we may be biased, we’re confident that it offers a simple remedy for historical contamination dilemmas.

HELP is at hand

The policy is called HELP (Home Environmental Liability Policy) and it covers all costs involved in complying with a remediation notice issued by the local authority, or for carrying out works to prevent a notice being served. Our policy also covers any loss in market value of a property when sold in the future, following a claim.

Whether or not you've obtained an environmental report, providing there's no official investigation or activity underway, our cover is freely available and protects both the purchaser and lender. Premiums start at just £35 for a £50,000 limit of indemnity.

To obtain a quote call 01603 617617, email enquiries@cli.co.uk or visit cli-elite.co.uk. Alternatively, for more information, visit cli.co.uk.


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Countrywide Legal Indemnities is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 311764. All policies underwritten on behalf of Liberty Legal Indemnities, part of Liberty Mutual Insurance Europe Ltd.