December 2018
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From the President & CEO

When Young AmeriTowne began in 1990, bringing this program to places outside Denver seemed a far-fetched dream.  Yet today, that dream is reality.  This hands-on lesson in free enterprise is accessible not only to students throughout Colorado, but in Wyoming and now in Kansas as well!

I just returned from an exciting ribbon-cutting ceremony in Lenora, Kansas where Young AmeriTowne Kansas will serve rural schools in 28 counties.  You can read the full press release here.  The energy and excitement at this event was phenomenal, and we couldn't ask for better partners than Nex-Generation Round Up for Youth, Inc.  I'd also like to thank the Young Americans Center and Bank Board Members who joined this celebration: Dave Burlage, Chief Financial Officer at CoBank, Charlie Maguire, Partner at Bryan Cave Leighton Paisner LLP, and Bo Peretto, Senior Vice President, Communications & Operations at Daniels Fund.

I want you to share in this excitement, too!  A gift to young learners today means that even more youth will learn the importance of balancing a register and working as a team to pay off their bank loan. I urge you to consider a year-end gift -- just $33 sends a student to Young AmeriTowne.

Thank you for your support this year, and best wishes for a happy holiday season.


Give Where You Live 

Support Young Americans Center on Colorado Gives Day - Tuesday, December 4

Join this state-wide giving movement and schedule your donation today!  Visit and search Young Americans.

Great gifts for You and Your Kids:

Shop at YouthBiz Marketplace

The YouthBiz Marketplace is the ultimate "buy local" experience! Support young entrepreneurs and shop for gifts for everyone on your shopping list. 

Turning Ideas into Reality

YouthBiz StartUp and Colorado Uplift Pitch Competition Finale

Young Americans Center for Financial Education hosted the Finale of the Colorado UpLift / YouthBiz StartUp Pitch Competitions last month, and wow, were we impressed!  Student business teams from three Denver Public Schools participated: Photofly (grade 7 class) and Hop Light Ski Mask (grade 8 class) from Skinner Middle School, Beauty Solutions from West Leadership Academy and Fidget Liner from Hill Campus of Arts and Science.

Find out who took home the $250 grand prize on our blog!

Education Commission of the States:

Financial Literacy Is a Growing Focus in Education Curricula

For Zeke Perez Jr., visiting Young AmeriTowne was a transformative experience.  Now a researcher at the Education Commission of the States, he writes, "The lessons I learned at Young AmeriTowne and in the classes leading up to that trip shaped how I would think about money for the rest of my life."  In this blog, published on the Commission’s website, Perez suggests that more and more states are requiring that students learn financial literacy in the classroom. 

Read more about what states are doing to promote financial literacy in the classroom.

Real-Life Lessons in Bank Credit

Everitt Middle School is partnering with Young Americans Bank to give 7th and 8th grade students real-world experience in bank credit.  This past month in Mr. Lay’s Honors Algebra 1 class, 27 students each applied for a $100 loan.

Read more about how these students are using these loans to make a global impact on our blog.

YouthBiz Star Emily Rudnick:

Owner of Rudspice

Emily Rudnick started small—creating the perfect blend of spices in the kitchen with her father to flavor her family’s meals. Two years later, her project has grown into a profitable business that has sold more than 1,000 bottles of Rudspice.

With the help of her mentor, Margaret Kelly, retired CEO of RE/MAX, Emily hopes to expand Rudspice into retail stores and restaurants during the coming year. She wants to “change the spice industry for the better!”

Congratulations, Emily, for being named a winner in the 2018 Spotlight on YouthBiz Stars business competition!

Entrepreneur of the Month:

Madeleine Whitney, owner of Comical Wallets

Madeleine Whitney makes the kind of items that you’ll never find in a store!  Her business, Comical Wallets, sells unique wallets that she hand-crafts out of comic books and fabric.  Kids and adults alike love them!  At just 13 years old, Madeleine has built an impressive business over the last four years.  You’ll find her products online and in person at the YouthBiz Marketplace this Saturday.
Read more about Madeleine and her business, and watch her segment on Colorado & Company this Friday!

Meet a Board Member:

Charlie Maguire, Bryan Cave Leighton Paisner LLP

Young Americans greatly benefits from the dedicated leaders on our three Boards of Directors overseeing Young Americans Bank and Young Americans Center for Financial Education. Today we’d like to introduce you to long-time board member Charles (Charlie) D. Maguire, Jr., Partner at Bryan Cave Leighton Paisner LLP.

Read more about Charlie's eight years of service to Young Americans Center on our blog.

Sponsor Spotlight

Worldpay Teaches Kids Debit vs. Credit

Do you know the difference between a debit and a credit card?  A surprising number of young adults don’t.

According to a 2016 study done by LendEdu, 43% of college students couldn’t explain at least one difference between a debit and credit card.  Although the survey was small, only 455 students, that’s still a high number.

Thanks to Worldpay, formerly Vantiv, students who participate in Young AmeriTowne or International Towne gain hands-on experience about the difference between debit and credit cards.  

Read more on our blog.

Copyright © 2018 Young Americans Center for Financial Education, All rights reserved.

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