Ending poverty for those living with disabilities is the heart of our work at Plan Institute.
The Registered Disability Savings Plan (RDSP) was first conceptualized by our founders and brought into effect by the federal government in 2008, with the intention of addressing the issue of poverty for our most vulnerable citizens.
If you follow us, you probably already know that the RDSP is a unique way for individuals to save for the future whereby the government will contribute thousands of dollars over someone's lifetime (up to $90,000). But still, many are unaware of the benefits, or even that it exists.
The most recent statistics show that only about 15% of eligible Canadians have opened RDSPs to date. Thousands who live with disabilities are still missing out on their opportunity to benefit from this one-of-a-kind program.
In order to tackle this issue, many community organizations throughout Canada are working to promote RDSP awareness through various initiatives, such as information sessions, indigenous support, and more. Read more about these initiatives below.
So if you know someone who is eligible and would benefit from an RDSP, please join us in spreading the word and help to end poverty for those who need it most.
Reaching First Nation & Aboriginal Communities
By Victor Lethbridge
I see the word is spreading, people are identifying the benefits and some are taking advantage of this savings plan. They recognize that by enrolling in an RDSP they are preparing for the future.Read More
The World’s Mine Oyster
By Doreen Shaw
The total amount could reach $300,000 but that isn’t the true value of The Pearl. It’s so much more than that. It’s in knowing that Kenyon’s financial future is secure. He can live his dreams and Mum can rest easy.Read More
The RDSP: Even Better than Expected
By Dan McDonald
As an accountant I have always been very cautious of investment opportunities that seem too good to be true, but my experience is that the RDSP (Registered Disability Savings Plan) is an exception. Read More
Investing in an RDSP
By Trevor Philp
When it comes to starting a Registered Disability Savings Plan (RDSP), there is no shortage of things to keep in mind. Here are a few tips to get you started. Read More
To further lift people out of poverty, Plan Institute and our partners are calling for a Basic Income program for Canadians with disabilities. We wish to see Disability Benefits removed from the welfare system, and provide adequate income supports to help further reduce the barriers that poverty brings.
By Al Etmanski, Jane Dyson, Faith Bodnar, Tim Ames, & Richard Faucher
It’s time for dignified economic citizenship for Canadians with disabilities. We want a country without poverty, where everyone belongs and where everyone is valued. We also want to replenish souls. Read More
Basic Income for People with Disabilities
By Jane Dyson
How can we move forward and out of the perpetual cycle of poverty for British Columbians with disabilities and ensure that government and the community can together develop a progressive model of supports? Read More
Upcoming Workshops & Courses
For a complete list of workshops and courses that we currently offer, click here.
Join us for this seven-part webinar series based on the bestselling book IMPACT: Six Patterns to Spread your Social Innovation, hosted by the author Al Etmanski, Vickie Cammack and joined by guests. Click here to register.
Even if you have no money to invest, government contributions make the RDSP a powerful financial tool for people with disabilities to secure long-term stability. This FREE workshop provides step-by-step guidance to open and benefit from an RDSP. Click here to register.
This online course, designed for individuals working with or living with people who are socially isolated, will teach you how to develop meaningful relationships and stay connected to your community. Click here to register.
Learn how to arrange your estate, prepare a will, and set up a trust for your loved-one with a disability. This workshop is hosted as a small group and there's plenty of time to ask questions. Click here to register.
This succession planning workshop will provide your whole family with peace of mind and confidence about planning for the future. It's also a great opportunity to make connections with other families. Click here to register.
Caregivers Retreat 2016
Thank you to everyone who made this year's Caregivers Retreat a success!
"I am SO grateful for the opportunity to attend the retreat and look forward to others in the future. The facilitators were exceptional, there was warmth, acceptance and encouragement in abundance. The island environment was beautiful. It was an deeply moving experience." ~ 2016 Attendee
Endowment 150 - Individuals and families in BC with low incomes can receive a $150 gift to help their RDSP grow through the Endowment 150 fund
November 2016 has been declared as Indigenous Disability Awareness Month in BC, with other provinces following suit. The provincial government, along with Indigenous communities and disability organizations are recognizing the month in order to help reduce the barriers that Indigenous people with disabilities face.
The Endowment 150 program (also called E150) helps individuals and families with low incomes save for their future by providing a one-time $150 gift to help their Registered Disability Savings Plan grow. E150 gifts are available if you live in BC and have an RDSP.