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End of March, 2022
Preparing kids for the financial jungle.


Odd job opportunity for extra bucks

Shovel up some extra bucks.

Few things stir up a room full of parents more than the great kiddie compensation debate: Should kids get paid for chores?

No, never!

Yes, of course!

Maybe — it depends on the task.

Or the age.

Or the child.

Or your family tradition.

Or as long as you call it a “commission”.

Or if you live on a farm.
Or have one long arm.
Is that bad?
I don’t know, go ask your dad!
(Oops — veered off into Dr. Seuss mode for a moment...)

My point is: there are as many opinions on paying-for-chores as there are parents.

But there is one thing I find most parents agree on when it comes to this topic: odd jobs are cool. Parents rarely raise an eyebrow when it comes to offering occasional extra paid opportunities for tasks that are out of the ordinary. It has to be something that’s above and beyond everyday expected chores — often stuff you would happily pay someone outside the family to do.

If you fall in the same camp, you can use our checklists to advertise what’s available.

In the simplest case, odd jobs are one-offs and can be set up as follows:

  1. Create a checklist that is owned by your child, shared with the parents, and has rewards enabled.
  2. Add a checklist alert that notifies your child whenever an item is added.
  3. As each opportunity arises, add an item to the list with a description, a reward amount, and a target account.

If the work needs to be reviewed before payment, you can deliver the proceeds to an IOU holding account first, and only sweep the funds to the target account after inspection. To set up such a system, see the article: How to Approve Chore Earnings Before Handing Over the Cash.

If an odd job opportunity is recurring — like "wash the car (but no more than once a month)" — then add a repeating item with the maximum allowable frequency. Be sure to include an expiration timeframe so missed opportunities fall off the list and reduce clutter.

If you want multiple kids to compete for the same paid opportunities, you can set up a “first dibs” chore chart.

And finally, if you want your kids to know just how much money they’re leaving on the table by missing opportunities, you can set up a money-you-could-have earned account to drive home the point. That rubbing-it-in-with-a-text-message part always make me snicker a bit.🤣

As Thomas Edison said:

“Opportunity is missed by most people because it is dressed in overalls and looks like work.”

Once you set up your Odd Job chart, those opportunities will be even harder for the kids to miss.


The FamZoo parent community.

It takes a zoo.

Recently in the FamZoo parent community:

  • Angela asked about stopping unwanted recurring monthly charges to her daughter’s card. 📅
  • Dee described how her teen is driving the Bank of Mom into bankruptcy by pushing all his chips into his savings card. Why? It’s yielding a whopping 2% per week parent-paid interest rate. Smart kid. 💰💰
  • Cassie shared the story of her 7 year old’s 90 billion dollar money request. 🤣

Got an experience or tip to share? A question?



Overalls on. Sleeves up.

Will your kids turn up when you post those odd jobs?

“Hard work spotlights the character of people: some turn up their sleeves, some turn up their noses, and some don’t turn up at all.” ~ Sam Ewing

Let’s keep nudging our kids toward number one.


🙏 A big THANK YOU to...

  • TJ Carrie — for kicking off a new season of his Financial Football season for forty teen scholars. The unique program includes Carrie Cash FamZoo cards for practical, hands-on learning with real money. 🎓
  • Chris D. — for recommending FamZoo to Facebook friends with this gem: “I’ve been using this service now for a few years now and it’s time to give them props. With FamZoo I automate allowance and let my kids learn how to manage their budget. It’s a great way to get away from ‘Mom/Dad can I buy this or I need this skin’... we’ve all heard it, this makes it all very easy. I know there are a few services out there. I started with FamZoo and for me, there is no reason to consider anything else. Hope this helps others.” 👍

    Since we don’t advertise, your positive reviews on Facebook and the app stores, as well as your private referrals to friends (worth a bonus! 💰), are greatly appreciated!


Dear Bill...

Got a question, comment, concern, bug report, suggestion?

I’m no robot, just an everyday dad on a youth financial literacy mission. Hit reply, and I’ll respond.

Or catch up with me on Facebook or Twitter.

Best to you and your family,

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