February 2017
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MoneyZen Newsletter
In this monthly newsletter, I strive to bring you inspiration and information to help you simplify your finances and simplify your life.

Warmly, Manisha

As the Director of Wealth Strategies for
Women at Buckingham Strategic Wealth and The BAM ALLIANCE, I work with individuals and families to help them find financial calm and confidence. Watch the video to the right to learn more!

Looking for a trusted financial advisor? I can help. Click here to learn more about the Buckingham team or reach out to me directly at MoneyZen to be put in touch with a fee-only, fiduciary advisor in The Buckingham Family.
"Each morning we are born again. What we do today is what matters most."

- Buddha

This weekend my friend Joanna invited me to see a beautiful exhibition by Polish photographer Magda Biernat called "Adrift."

This particular exhibit "focuses on the effects of global warming through the photographic study of abandoned hunting lodges in the Arctic alongside melting ice formations in Antarctica" (the photos are haunting, well worth clicking on the above link to see). As Magda describes it, "My photography often explores the notions of home, habitation, displacement, the bridging of distance and lives that straddle borders..."

As evidenced by recent marches and protests across the globe, many people are feeling "adrift" as the issues Magda describes come to life in the most real of terms.

So my ears perked up when I went from the exhibit to a yoga class and one of my YoYoYogi instructors kicked off our evening Vinyassa Flow practice with a discussion of the concept of "Impossible."  Noting that of late many things that had at once seemed "impossible" have happened... he asked us to think about where in our own lives we may be setting false boundaries by believing things to be impossible.

As I moved through warrior one, two, three, crow and half moon positions... my mind started to wander:

impossible -->  (im)possible --> (im)POSSIBLE...  <whoa> I'm POSSIBLE

As you read the news over the coming weeks -- possibly feeling a bit adrift -- I invite you to join me in thinking about what unexpected steps towards growth and increased joy you may be able to put in place in your own life... in areas that you once thought were impossible. Whether it's expressing a viewpoint on government policy, getting your personal finances in order, or rejiggering the cadence of your daily life to allow more happiness and sparkle to enter, this is a great time to test your concept of what's possible.

To your MoneyZen, Manisha

PS:  Love Instagram? I've finally joined in the fun, follow me here:  @ManishaThakor
(used to think it would be "impossible" for me to share useful, inspiring, truly helpful thoughts with you all via Instagram - i.e. that I wasn't creative or innovative enough - but  now I can see I'm / It's POSSIBLE, thx Molz for that help :)

Wall Street Journal: "At A Glance: Top 5 Investing Posts from WSJ Experts in 2016"

Wall Street Journal: "At a Glance: Top 5 Wealth Management Posts from WSJ Experts in 2016"

Cosmopolitan: "9 Money Questions You Absolutely Must Ask Your Partner"

Money Magazine: "Lane Kiffin Probably Should Not Buy A House"

Allure: "Does Shopping Actually Make You Happy?"


And announcing the three most recent episodes of The MoneyZen Podcasts (click here to listen):

Episode 13: Build Your Own Dream Network - Insights from author Kelly Hoey - According to the Bureau of Labor Statistics, 70% of all jobs are found through networking. But it doesn't stop there, it's been said, "your networks are how you make your ideas mighty enough to dent the world." In this episode of The MoneyZen podcast, networking expert Kelly Hoey shares powerful insights about to quite literally "Build Your Dream Network" (which is also the name of her chart-topping new book). Kelly shares the surprisingly wide range of activities that constitute networking in the new economy... and how even those who are time pressed or considered themselves deep introverts can make use of this powerful tool. With tips to help us "stop committing random acts of networking," avoid FOMO (fear of missing out), synchronize our IRL (in real life) networking efforts with our digital outreach and be super clear and strategic about letting people know "who knows what you know," this interview will help listeners act on Kelly's #1 career tip: "Build your expertise, your network, and your bank account."

Episode 14:  The Financial Planning Industry's "Feminine Famine" - with Eleanor Blayney, CFP - According to Cerulli Associates, women represent just 14% of the total advisor and broker head count and the percentage of CFP-certified professionals who are women has stayed flat at 23% for at least a decade.  Yet career satisfaction is 72% among women planners with CFP certifications and powerful global forces are creating a future where more and more wealth will be controlled by women.  In this thought-provoking interview Special Advisor on Gender Diversity for the CFP Board's Center for Financial Planning and author of the 2014 white paper "Making More Room for Women in the Financial Planning Profession," Eleanor Blayney, shares some powerful insights as to why increased gender diversity in financial services and especially in financial planning will benefit us all - women, men, and industry alike.  Whether your are a female client wondering where all the female advisors are -- or a female contemplating whether or not to become (or stay) an advisor, this episode will give you excellent food for thought.

Episode 15:  Find your "Work+Life" Fit - with Flex Strategy Group CEO, Cali Yost -  Called "one of the most sophisticated thinkers" on work and life issues by The New York Times, Flex+StrategyGroup/Work+Life Fit, Inc. CEO Cali Yost shares with us trends on how to create success on and off the job. For nearly two decades Cali has helped hundred of organizations make flexible work part of their culture and business strategy. In this episode of The MoneyZen Podcast she shares thoughts on how we can incorporate these ideas into our own careers. With topics spanning how to digitally disconnect to the rising trend of telecommuting and remote work days, Cali provides rich insights on how we can all create the time and space necessary to do both deep work and find deep meaning and enjoyment in our lives.
Announcing ... The MoneyZen Podcast!

My goal with this podcast series is to help us ask ourselves better questions about money and meaning in our lives. To that end I'll be interviewing a wide range of experts and thought leaders to help listeners figure out what kinds of tweaks, adjustments or major left turns they can make to bring more sparkle into their lives.

Click here to subscribe to The MoneyZen Podcast on iTunes.
Interesting articles that caught my eye this month ...

"Why Women Don't Apply For Jobs Unless They Are 100% Qualified" - Harvard Business Review

"How To Beat The Imposter Syndrome" - @99U

"Millennials May Need To Double How Much They Save For Retirement" - The Washington Post

"(Chose) The Most Respectful Interpretation" - Farnham Street Blog

"Sallie Krawchek: Why I'm Over Women's Empowerment" - Fortune

(The Importance of Financial) "Planing Despite A Hazy Future"
Manisha loves Carl Richards’ drawings because she firmly believes that the best investment ideas should be simple enough to explain on a cocktail napkin! BehaviorGap.com illustrations used with permission.
About Manisha

Manisha Thakor, CFA, CFP®, and her Buckingham colleagues provide evidence-based wealth management to families across the country. An ardent advocate of financial literacy for women, Manisha is passionate about providing the financial wisdom that women and families need to redefine their relationship with money. 

Manisha is the co-author of two critically acclaimed personal finance books: On My Own Two Feet: A Modern Girl’s Guide to Personal Finance and Get Financially Naked: How to Talk Money with Your Honey. Her work has been featured in a range of national media outlets, including CNN, PBS, NPR, The Today Show, Rachel Ray, The New York Times, The Wall Street Journal, The Boston Globe, The Los Angeles Times, Real Simple, Women’s Day, Glamour, Cosmopolitan Essence and Women's Health.

Manisha earned her bachelor’s degree from Wellesley College in 1992 and her MBA from Harvard Business School in 1997. She lives in Portland, Oregon, where she joyfully revels in the amazing coffee/foodie scene and stunning beauty of the Pacific Northwest.

About MoneyZen

Manisha's "MoneyZen" work is an outgrowth of her quest to identify simple, joyful methods that we can all use to feel calmer and more balanced in our relationship to money. Despite the abundance of educational resources on personal finance, many struggle to find financial sanity, security and serenity because they're overwhelmed and confused. We need fresh wisdom to break out of the cycle of despair and create lives of abundance. Enter: MoneyZen.

  Connect with Manisha
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