JANUARY 2017
[Be.Do.Have]
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MoneyZen Newsletter
In this monthly newsletter, I strive to bring you inspiration and information to help you simplify your finances and simplify your life.

Warmly, Manisha

As the Director of Wealth Strategies for
Women at Buckingham Strategic Wealth and The BAM ALLIANCE, I work with individuals and families to help them find financial calm and confidence. Watch the video to the right to learn more!

Looking for a trusted financial advisor? I can help. Click here to learn more about the Buckingham team or reach out to me directly at MoneyZen to be put in touch with a fee-only, fiduciary advisor in The Buckingham Family.
“For things to reveal themselves to us, we need to be ready to abandon our views about them.”

- Thich Nhat Hahn


 
New Years is traditionally a time of resolutions.

"This year I will DO this. Then I will HAVE success. And that will make me BE happy."

Yet as we all know, success rates on New Year Resolutions are right up there, well, with success rates at trying to use an active investment strategy to beat the market vs. using an index / evidenced-based approach to harvest your fair share of the market's return (in other words, pretty dismal).

As I reflect back on 2016 professionally and personally what I have observed among people of a surprisingly wide range of incomes and net worth levels is a striking commonality:  money stress, money avoidance, overspending-relative-to-joy-received and less enjoyment than desired out of daily life.

My hunch is that at the root of these less than optimal feelings is the all too common notion that we must first do the right things so we can have certain possessions or experiences in order to be truly happy. This way of thinking can be summarized as "Do.Have.Be."  It keeps us very busy -- Human Doings instead of Human Beings.

Which brings me to the goal I'm setting for myself in 2017 which is to shift -- in all aspect of my life -- to a new mental paradigm: "Be.Do.Have."

This approach involves focusing on who you want to be - from the standpoint of your character, your interactions with others, the legacy you wish to leave, the experiences which bring you joy - and trusting that this will both lead you to do what is necessary to support those values and end up with whatever you are meant to have.

This "Be.Do.Have." philosophy not only takes the emphasis off external elements (which are much harder for us to control) but also refocuses us on why we want to do or have something to begin with.
It helps us define more clearly for ourselves what really is "enough" and what a "rich and meaningful life" truly looks like.

If this resonate with you but sounds a bit woo-woo, here are two very helpful articles that come at the topic from slightly more traditional angles: And while dealing with your finances may feel like its something you must "do" - holistic financial advisors always start out with a discuss of who and how you want to "be", helping you then "do" the right steps so you can "have" the greatest odd of creating the financial life you want. So if being in a calmer place with your finances is something that's on your mind in 2017, the team and I at Buckingham Strategic Wealth would love to help you Be.Do.Have your way to a great 2017 and beyond.

- To Your MoneyZen, Manisha
 

NY Magazine - "How Do I Quite My Job To Freelance Without Going Broke?"

Cosmopolitan Magazine - "How To Solve the 4 Most Common Money Issues"

Physician's Money Digest - "Is There Such A Thing As Good Financial Advice"


PLUS... the two most recent episodes of The MoneyZen Podcast!

EPISODE 12:  "Discovering... Our Authentic Careers - with Gur Tsabar"


EPISODE 11:  "Financial Literacy - How It Affects Us All with Prof. Annamaria Lusardi"



 
Announcing ... The MoneyZen Podcast!

My goal with this podcast series is to help us ask ourselves better questions about money and meaning in our lives. To that end I'll be interviewing a wide range of experts and thought leaders to help listeners figure out what kinds of tweaks, adjustments or major left turns they can make to bring more sparkle into their lives.

Click here to subscribe to The MoneyZen Podcast on iTunes.
Interesting articles that caught my eye this month ...

"6 Ways to Spend Less Time on Finances" - White Coat Investor]

"Surround Yourself w/ People Who Hold You to a Higher Standard than You Hold Yourself" - Farnham Stret

"The Hidden Costs of Buying A Home" - CNBC

"Why You Hate Work" - The New York Times 

"The 5 Types of Retirement" - Money Boss


 
Ushering in the Year of "Work Hard, Rest Hard"
Manisha loves Carl Richards’ drawings because she firmly believes that the best investment ideas should be simple enough to explain on a cocktail napkin! BehaviorGap.com illustrations used with permission.
About Manisha

Manisha Thakor, CFA, CFP®, and her Buckingham colleagues provide evidence-based wealth management to families across the country. An ardent advocate of financial literacy for women, Manisha is passionate about providing the financial wisdom that women and families need to redefine their relationship with money. 

Manisha is the co-author of two critically acclaimed personal finance books: On My Own Two Feet: A Modern Girl’s Guide to Personal Finance and Get Financially Naked: How to Talk Money with Your Honey. Her work has been featured in a range of national media outlets, including CNN, PBS, NPR, The Today Show, Rachel Ray, The New York Times, The Wall Street Journal, The Boston Globe, The Los Angeles Times, Real Simple, Women’s Day, Glamour, Cosmopolitan Essence and Women's Health.

Manisha earned her bachelor’s degree from Wellesley College in 1992 and her MBA from Harvard Business School in 1997. She lives in Portland, Oregon, where she joyfully revels in the amazing coffee/foodie scene and stunning beauty of the Pacific Northwest.

About MoneyZen

Manisha's "MoneyZen" work is an outgrowth of her quest to identify simple, joyful methods that we can all use to feel calmer and more balanced in our relationship to money. Despite the abundance of educational resources on personal finance, many struggle to find financial sanity, security and serenity because they're overwhelmed and confused. We need fresh wisdom to break out of the cycle of despair and create lives of abundance. Enter: MoneyZen.

  Connect with Manisha
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